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Snapmortgage.com - Site Disclosures
What is SnapmortgageTM?
Nothnagle Home Securities Corp., Inc is a New York corporation with its corporate headquarters in Rochester, New York. SnapmortgageTM is a computerized loan originator service of Nothnagle Home Securities Corp. You are under no obligation to use Nothnagle Home Securities Corp. to commence the financing process and Nothnagle Home Securities Corp. does not guarantee that completing a qualification form will result in your receiving a loan from one of our participating lenders. Use of the Nothnagle Home Securities Corp. service is free to you, the consumer.
Federal Disclosures
Your qualification form will be reviewed within 2 business days of receipt of a fully complete qualification form. Nothnagle Home Securities Corp. is required to make certain disclosures to you when you make your formal application. These disclosures, which are required by the Truth in Lending Act (TILA) and, for loans secured by real property, the Real Estate Settlement Procedures Act (RESPA) include good faith estimates of your cost of credit; good faith estimates of your settlement costs; HUD mandated booklets "Guide to Settlement Costs" and "When your Home is on the Line"; notices concerning the possibility that your mortgage loan servicing may be transferred; and your right to a copy of any appraisal, if any, performed on your home. The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract), because all or part of the applicant's income derives from any public assistance program, or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580.
New York Disclosure
Nothnagle Home Securities Corp., Inc., is a Registered Mortgage Banker with the State of New York Banking Department with an office at 1501 Monroe Avenue, Rochester, NY 14618. By clicking the "submit" button, you authorize Nothnagle Home Securities Corp. to request your consumer credit report. At your written request, you will be informed whether or not a consumer report was requested, and if a report was requested, you will be informed of the name and address of the consumer reporting agency that furnished the report.
The state agency that administers compliance with Section 296-a of the Executive Law (which is similar to the federal Equal Credit Opportunity Act) is the: State of New York Banking Department, Two Rector Street, New York, New York 10006
| NOTHNAGLE HOME SECURITIES CORP. 1501 Monroe Avenue - Rochester, NY 14618 Licensed Mortgage Banker - NYS Banking Department |
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