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Information for First Time Homebuyers

Getting Started

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Advantages of Buying
  • Owning v. Renting
    Our goals are simple -- to ensure that you are happy with the home you buy and that you get the best deal you can. This describes why owning should be less expensive than renting.

  • Renting and Inflation
    Although the cost of purchasing a home generally increases over the years, once you purchase a particular home, the bulk of your housing costs are not exposed to inflation -- if you use a fixed-rate mortgage to finance the purchase.

  • Wealth and Equity
    Over the many years that you are likely to own it, your home should become an important part of your financial net worth. This section covers tapping into your home equity and how to better understand the value of your investment.

  • No More Landlords
    A final (and not inconsequential) benefit of owning your own home is that you do not have to subject yourself to the whims of a landlord. When you own your home, the good news is that you are generally in control.


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217 W Main St, Suite 200 - Rochester, NY 14614
Licensed Mortgage Banker - NYS Banking Department