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Snapmortgage.com - Terms of Use
AGREEMENT BETWEEN USER AND NOTHNAGLE HOME SECURITIES CORP.
This Web site is offered to you, the "User," conditioned on your acceptance without modification, of the terms, conditions, and notices contained in this agreement. Your use of this Web site constitutes your agreement to all such terms, conditions, and notices.
All of the information I have provided in this qualification form is true and complete. I authorize Nothnagle Home Securities Corp. and any financial institution to whom Nothnagle Home Securities Corp. provides this information to check my credit and employment history, to answer questions regarding their credit history with me, and provide that information to credit bureaus and to return their decision to me via the Nothnagle Home Securities Corp. system. I understand that financial institutions may keep this form, whether or not I am qualified for a loan with them. I acknowledge that this is NOT an application for credit. This is a qualification for a loan request. I understand that I will have to complete an APPLICATION with a loan officer before they will extend me an official loan offer.
LOAN ORIGINATION SERVICES
Nothnagle Home Securities Corp. is a mortgage banker licensed by the state of New York. Nothnagle Home Securities Corp offers a wide variety of loan programs with a multitude of investors. You should rely on your own judgment in deciding which available loan product best suits your needs and financial means. This Web site and the services provided by Nothnagle Home Securities Corp. are available only in connection with mortgage loans made on real property located in the state of New York or as otherwise specified. Loans may only be made to residents of, or secured by real property located in New York State where Nothnagle Home Securities Corp. is authorized to make such loans. Nothnagle Home Securities Corp. is not attempting to make loans outside of their authorized state or country by participating in and offering their products on this Web site. Nothnagle Home Securities Corp. expressly reserves the right to discontinue, suspend or terminate the offering of any loan product through this Web site. Nothnagle Home Securities Corp. does not guarantee acceptance into any particular loan program or specific loan terms or conditions with any participating investor; loan approval standards are established and maintained solely by individual lenders. Likewise, Nothnagle Home Securities Corp. does not guarantee that the loan terms or rates offered and made available by participating lenders through this Web site are the best terms or lowest rates available in the market. Unless expressly stated in writing, nothing contained herein shall constitute an offer or promise for a loan commitment or interest rate lock-in agreement. Nothnagle Home Securities Corp. is a free service to you, the User.
COPYRIGHT AND TRADEMARK NOTICES
All contents of this Web site are: Copyright (c) 2000 Nothnagle Home Securities Corp. 1501 Monroe Ave., Rochester, NY 14618, U.S.A. All rights reserved. SnapmortgageTM.com. is a service mark of Nothnagle Home Securities Corp. Other product and company names mentioned herein, including the names of participating lenders, may be the trademarks of their respective owners.
DISCLAIMERS AND LIMITATIONS
Nothnagle Home Securities Corp. intends that the information contained in this Web site be accurate and reliable; however, errors sometimes occur. In addition, Nothnagle Home Securities Corp. may make changes and improvements to the information provided herein at any time. THIS WEB SITE AND THE INFORMATION, SOFTWARE, PRODUCTS AND SERVICES ASSOCIATED WITH IT ARE PROVIDED "AS IS." NOTHNAGLE HOME SECURITIES CORP. AND/OR ITS SUPPLIERS OR PARTICIPATING INVESTORS DISCLAIM ANY WARRANTY OF ANY KIND, WHETHER EXPRESS OR IMPLIED, AS TO ANY MATTER WHATSOEVER RELATING TO THIS WEB SITE AND ANY INFORMATION, SOFTWARE, PRODUCTS AND SERVICES PROVIDED HEREIN, INCLUDING WITHOUT LIMITATION THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. USE OF THIS WEB SITE IS AT YOUR OWN RISK. NOTHNAGLE HOME SECURITIES CORP. AND/OR ITS SUPPLIERS OR PARTICIPATING LENDERS ARE NOT LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES OR OTHER INJURY ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THIS WEB SITE OR WITH THE DELAY OR INABILITY TO USE THIS WEB SITE, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS AND SERVICES OBTAINED THROUGH THIS WEB SITE, OR OTHERWISE ARISING OUT OF THE USE OF THIS WEB SITE, WHETHER RESULTING IN WHOLE OR IN PART, FROM BREACH OF CONTRACT, TORTIOUS BEHAVIOR, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF NOTHNAGLE HOME SECURITIES CORP. AND/OR ITS SUPPLIERS HAD BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU.
INDEMNITY
As a condition of use of this Web site, you agree to indemnify Nothnagle Home Securities Corp. and its suppliers and participating investors from and against any and all liabilities, expenses (including attorneys' fees) and damages arising out of claims resulting from your use of this Web site, including without limitation any claims alleging facts that if true would constitute a breach by you of this agreement.
LINKS TO THIRD PARTIES
This Web site may contain links to Web sites maintained by third parties. Such links are provided for your convenience and reference only. Nothnagle Home Securities Corp. does not operate or control in any respect any information, software, products or services available on such Web sites. Nothnagle Home Securities Corp.'s inclusion of a link to a Web site does not imply any endorsement of the services or the site, its contents, or its sponsoring organization.
ERRORS AND DELAYS
Nothnagle Home Securities Corp. is not responsible for any errors or delays in responding to a qualification form caused by an incorrect e-mail address provided by you or other technical problems beyond our reasonable control.
GENERAL
This agreement shall be subject to and construed in accordance with the laws of the State of New York, including its conflict of law principles. You hereby consent to the exclusive jurisdiction and venue of courts in Monroe County, New York, U.S.A., in all disputes arising out of or relating to the use of this Web site. Use of this Web site is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph. This agreement constitutes the entire agreement between you and Nothnagle Home Securities Corp. and it supersedes all prior or contemporaneous communications, promises and proposals, whether oral, written or electronic, between you and Nothnagle Home Securities Corp. with respect to this Web site and information, software, products and services associated with it. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. All rights not expressly granted herein are reserved.
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