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SONYMA Construction Incentive Program
First-time homebuyer program available through New York State. Borrower must have at least 3% down payment of their own funds. Program has both purchase price and income limits. Three years federal income tax tax returns will be required at application. A Down Payment Assistance Loan (DPAL) is available from NYS to assist borrowers with down payment and closing costs.
1st-Time Buyers - Did You Know?
Nothnagle Home Securities has been listed as one of SONYMA's top lenders from 2008-2013. On average in 2013, SONYMA loans at NHSC received approval in 26 days. Nothnagle Home Securities loans receive the fastest mortgage approvals of all lenders in our area. Other large area lenders averaged 59 and 66 days for approvals. In 2013, four of NHSC's loan officers were among the top producers of SONYMA loans.
For more information regarding SONYMA mortgages, please call 585-756-7351.
Mortgage Rates (3/25/2015)
Rates are subject to change without notice
FHA 30 Year
SONYMA Low Interest Rate Prog 30 Yr. (No DPAL)
USDA Rural Development
VA 30-Yr. Fixed
Rates are based on FICO scores greater than 720, a 20% down payment and a 50 day lock.