Affordability evidence
Amarillo, TX home values, income, and owner costs
A borrower-focused reading of the latest ACS value, income, and owner-cost evidence for Amarillo, TX.
Source: U.S. Census Bureau
Last updated . Article facts reviewed through this date. Time-sensitive figures show their own as-of dates.
In Amarillo, TX, the 2024 ACS reports a median owner-occupied home value of $196,900, median household income of $65,912, and median selected monthly owner costs of $1,654 for owners with a mortgage. For the decision at hand, together, those three reference points can still help a borrower identify which search-price, income, and recurring-cost assumptions need current verification first. They remain separate medians, not the finances of one representative household, and the $1,654 measure combines recurring ownership expenses in place of real estate taxes alone. In practical terms, a useful affordability review starts with $196,900, $65,912, and $1,654, then replaces them with the borrower's documented income, cash, debts, property taxes, insurance, association charges, loan terms, and intended occupancy.
Amarillo, TX's $196,900 median home-value estimate is below the statewide $283,800 estimate, with a reported city-to-state gap of 30.6%.