Affordability evidence

Brentwood, CA home values, income, and owner costs

A borrower-focused reading of the latest ACS value, income, and owner-cost evidence for Brentwood, CA.

Source: U.S. Census Bureau

Last updated . Article facts reviewed through this date. Time-sensitive figures show their own as-of dates.

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The local figures answer the first question: In Brentwood, CA, the 2024 ACS reports a median owner-occupied home value of $836,600, median household income of $142,494, and median selected monthly owner costs of $3,376 for owners with a mortgage. For borrower planning, together, those three reference points may still help a borrower identify which search-price, income, and recurring-cost assumptions need current verification first. They remain separate medians, not the finances of one representative household, and the $3,376 measure combines recurring ownership expenses rather than real estate taxes alone. A useful affordability review starts with $836,600, $142,494, and $3,376, then replaces them with the borrower's documented income, cash, debts, property taxes, insurance, association charges, loan terms, and intended occupancy.

Brentwood, CA's $836,600 median home-value estimate is above the statewide $734,700 estimate, with a reported city-to-state gap of 13.9%. For borrower planning, that 13.9% gap is useful for showing that a statewide midpoint may be a poor substitute for a local search range in Brentwood, CA. It does not mean every local property is 13.9% away from a comparable property elsewhere in the state, because the medians reflect different housing mixes and geographies. A borrower can use $836,600 and $734,700 to decide which assumptions need local replacement first, then compare actual properties and current financing disclosures on the same basis.