Affordability evidence
Daytona Beach, FL home values, income, and owner costs
A borrower-focused reading of the latest ACS value, income, and owner-cost evidence for Daytona Beach, FL.
Source: U.S. Census Bureau
Last updated . Article facts reviewed through this date. Time-sensitive figures show their own as-of dates.
Start with the dated local finding: In Daytona Beach, FL, the 2024 ACS reports a median owner-occupied home value of $287,700, median household income of $52,058, and median selected monthly owner costs of $1,646 for owners with a mortgage. Together, those three reference points can nevertheless help a borrower identify which search-price, income, and recurring-cost assumptions need current verification first. They remain separate medians, not the finances of one representative household, and the $1,646 measure combines recurring ownership expenses in place of real estate taxes alone. For borrower planning, a useful affordability review starts with $287,700, $52,058, and $1,646, then replaces them with the borrower's documented income, cash, debts, property taxes, insurance, association charges, loan terms, and intended occupancy.
Daytona Beach, FL's $287,700 median home-value estimate is below the statewide $359,000 estimate, with a reported city-to-state gap of 19.9%.