State loan-limit landscape
District of Columbia 2026 county loan-limit landscape
How conforming and FHA one-unit limits vary across District of Columbia counties and how borrowers can use them responsibly.
Source: Federal Housing Finance Agency + U.S. Department of Housing and Urban Development
Last updated . Article facts reviewed through this date. Time-sensitive figures show their own as-of dates.
District of Columbia's statewide summary covers 1 county or county-equivalent records. In practical terms, within those records, the 2026 one-unit conforming limit runs from $1,249,125 to $1,249,125. That range may help borrowers see why the property county must be identified before a loan amount is assigned a conforming or jumbo category. For the decision at hand, the matched records share a one-unit conforming figure of $1,249,125, but the applicable county row still must be verified for a property. The 1 record count keeps the range tied to the statewide source coverage instead of an assumed national rule. The $1,249,125 to $1,249,125 amounts classify loan size within the published program table; they do not establish a borrower's capacity, a property's value, or the price of financing. Before using the $1,249,125 statewide maximum, county, legal unit count, and expected base loan amount must be known.
Across the same 1 District of Columbia records, the 2026 one-unit FHA limit spans $1,249,125 to $1,249,125. For borrower planning, the matched FHA rows share $1,249,125, although property geography and current program guidance still require confirmation.