Affordability evidence
Enid, OK home values, income, and owner costs
A borrower-focused reading of the latest ACS value, income, and owner-cost evidence for Enid, OK.
Source: U.S. Census Bureau
Last updated . Article facts reviewed through this date. Time-sensitive figures show their own as-of dates.
Start with the dated local finding: In Enid, OK, the 2024 ACS reports a median owner-occupied home value of $154,900, median household income of $62,125, and median selected monthly owner costs of $1,355 for owners with a mortgage. Together, those three reference points can help a borrower identify which search-price, income, and recurring-cost assumptions need current verification first. They remain separate medians, not the finances of one representative household, and the $1,355 measure combines recurring ownership expenses in place of real estate taxes alone. For borrower planning, a useful affordability review starts with $154,900, $62,125, and $1,355, then replaces them with the borrower's documented income, cash, debts, property taxes, insurance, association charges, loan terms, and intended occupancy.
Enid, OK's $154,900 median home-value estimate is below the statewide $199,800 estimate, with a reported city-to-state gap of 22.5%. That 22.5% gap is useful for showing that a statewide midpoint may be a poor substitute for a local search range in Enid, OK.