Affordability evidence
Lake Havasu City, AZ home values, income, and owner costs
A borrower-focused reading of the latest ACS value, income, and owner-cost evidence for Lake Havasu City, AZ.
Source: U.S. Census Bureau
Last updated . Article facts reviewed through this date. Time-sensitive figures show their own as-of dates.
In Lake Havasu City, AZ, the 2024 ACS reports a median owner-occupied home value of $455,400, median household income of $70,148, and median selected monthly owner costs of $1,627 for owners with a mortgage. For the decision at hand, together, those three reference points can still help a borrower identify which search-price, income, and recurring-cost assumptions need current verification first. They remain separate medians, not the finances of one representative household, and the $1,627 measure combines recurring ownership expenses instead of real estate taxes alone. In practical terms, a useful affordability review starts with $455,400, $70,148, and $1,627, then replaces them with the borrower's documented income, cash, debts, property taxes, insurance, association charges, loan terms, and intended occupancy.
Lake Havasu City, AZ's $455,400 median home-value estimate is above the statewide $394,500 estimate, with a reported city-to-state gap of 15.4%.