Housing mix

Loveland, CO housing supply, ownership, and rent

What the latest ACS housing mix can and cannot tell buyers and renters comparing options in Loveland, CO.

Source: U.S. Census Bureau

Last updated . Article facts reviewed through this date. Time-sensitive figures show their own as-of dates.

Aerial view of a residential housing development
Photo by Pavel Danilyuk via Pexels

Loveland, CO's current ACS housing baseline includes 35,143 total housing units, 34,367 occupied units, and 776 vacant units. For borrower planning, those counts may help a borrower establish the scale of the measured housing base before comparing tenure, rent, current listings, property condition, and financing. The figures describe stock across the survey period; they do not say that 776 homes were listed for sale or available to rent at one moment. Reading 35,143 total units with 34,367 occupied and 776 vacant units keeps the release internally grounded while leaving live availability to current listing and property evidence.

Loveland, CO's ACS median gross rent is $1,730, while renter-occupied units account for 37.8% of occupied housing and owner-occupied units account for 62.2%. For the decision at hand, the $1,730 median includes rent and certain utilities for the measured rental stock; it does not identify a lease offer comparable to a home under consideration. Comparing $1,730 with only a mortgage's principal and interest would omit taxes, insurance, maintenance, association charges, transaction costs, and differences between the properties. In practical terms, a more useful Loveland, CO comparison matches real lease and ownership choices over the same expected horizon, then treats the tenure shares as market context instead of a break-even calculation.