Affordability evidence

Orange, CA home values, income, and owner costs

A borrower-focused reading of the latest ACS value, income, and owner-cost evidence for Orange, CA.

Source: U.S. Census Bureau

Last updated . Article facts reviewed through this date. Time-sensitive figures show their own as-of dates.

House models, keys, and documents arranged for real estate planning
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The local figures answer the first question: In Orange, CA, the 2024 ACS reports a median owner-occupied home value of $945,800, median household income of $117,113, and median selected monthly owner costs of $3,339 for owners with a mortgage. For borrower planning, together, those three reference points can help a borrower identify which search-price, income, and recurring-cost assumptions need current verification first. They remain separate medians, not the finances of one representative household, and the $3,339 measure combines recurring ownership expenses in place of real estate taxes alone. A useful affordability review starts with $945,800, $117,113, and $3,339, then replaces them with the borrower's documented income, cash, debts, property taxes, insurance, association charges, loan terms, and intended occupancy.

Orange, CA's $945,800 median home-value estimate is above the statewide $734,700 estimate, with a reported city-to-state gap of 28.7%.