Affordability evidence
Oshkosh, WI home values, income, and owner costs
A borrower-focused reading of the latest ACS value, income, and owner-cost evidence for Oshkosh, WI.
Source: U.S. Census Bureau
Last updated . Article facts reviewed through this date. Time-sensitive figures show their own as-of dates.
In Oshkosh, WI, the 2024 ACS reports a median owner-occupied home value of $177,700, median household income of $62,188, and median selected monthly owner costs of $1,362 for owners with a mortgage. For the decision at hand, together, those three reference points can still help a borrower identify which search-price, income, and recurring-cost assumptions need current verification first. They remain separate medians, not the finances of one representative household, and the $1,362 measure combines recurring ownership expenses instead of real estate taxes alone. In practical terms, a useful affordability review starts with $177,700, $62,188, and $1,362, then replaces them with the borrower's documented income, cash, debts, property taxes, insurance, association charges, loan terms, and intended occupancy.
Oshkosh, WI's $177,700 median home-value estimate is below the statewide $266,500 estimate, with a reported city-to-state gap of 33.3%. For the decision at hand, that 33.3% gap is useful for showing that a statewide midpoint may be a poor substitute for a local search range in Oshkosh, WI.