Perth Amboy, NJ housing supply, ownership, and rent

The local figures answer the first question: Perth Amboy, NJ's current ACS housing baseline includes 19,615 total housing units, 19,045 occupied units, and 570 vacant units. For the decision at hand, those counts can help a borrower establish the scale of the measured housing base before comparing tenure, rent, current listings, property condition, and financing. The figures describe stock across the survey period; they do not say that 570 homes were listed for sale or available to rent at one moment. In practical terms, reading 19,615 total units with 19,045 occupied and 570 vacant units keeps the release internally grounded while leaving live availability to current listing and property evidence.

A grounded Perth Amboy, NJ comparison starts with current listings and lease offers, then uses the ACS evidence to check whether the sample is being interpreted in the context of 19,615 total units, a vacancy share of 2.9%, and an owner share of 35.4%. For the rental budget, replace the $1,688 median with the actual lease, utilities, deposits, and expected changes. For the ownership budget, keep the 35.4% share as market context while adding the selected property's price, taxes, insurance, maintenance, association obligations, loan disclosures, and cash-to-close. The resulting worksheet will not turn 64.6% or 35.4% into a recommendation, but it will keep the two paths comparable and make the remaining assumptions visible before a decision.