Pflugerville, TX home values, income, and owner costs

The published evidence provides the starting point: In Pflugerville, TX, the 2024 ACS reports a median owner-occupied home value of $402,400, median household income of $117,799, and median selected monthly owner costs of $2,262 for owners with a mortgage. In practical terms, together, those three reference points can nevertheless help a borrower identify which search-price, income, and recurring-cost assumptions need current verification first. They remain separate medians, not the finances of one representative household, and the $2,262 measure combines recurring ownership expenses instead of real estate taxes alone. For the decision at hand, a useful affordability review starts with $402,400, $117,799, and $2,262, then replaces them with the borrower's documented income, cash, debts, property taxes, insurance, association charges, loan terms, and intended occupancy.

Pflugerville, TX's $402,400 median home-value estimate is above the statewide $283,800 estimate, with a reported city-to-state gap of 41.8%. In practical terms, that 41.8% gap is useful for showing that a statewide midpoint may be a poor substitute for a local search range in Pflugerville, TX. It does not mean every local property is 41.8% away from a comparable property elsewhere in the state, because the medians reflect different housing mixes and geographies. For the decision at hand, borrowers can apply $402,400 and $283,800 to decide which assumptions need local replacement first, then compare actual properties and current financing disclosures on the same basis.