Pueblo, CO home values, income, and owner costs

The published evidence provides the starting point: In Pueblo, CO, the 2024 ACS reports a median owner-occupied home value of $247,200, median household income of $56,664, and median selected monthly owner costs of $1,461 for owners with a mortgage. In practical terms, together, those three reference points may help a borrower identify which search-price, income, and recurring-cost assumptions need current verification first. They remain separate medians, not the finances of one representative household, and the $1,461 measure combines recurring ownership expenses instead of real estate taxes alone. For the decision at hand, a useful affordability review starts with $247,200, $56,664, and $1,461, then replaces them with the borrower's documented income, cash, debts, property taxes, insurance, association charges, loan terms, and intended occupancy.

Pueblo, CO's $247,200 median home-value estimate is below the statewide $539,400 estimate, with a reported city-to-state gap of 54.2%. In practical terms, that 54.2% gap is useful for showing that a statewide midpoint may be a poor substitute for a local search range in Pueblo, CO. It does not mean every local property is 54.2% away from a comparable property elsewhere in the state, because the medians reflect different housing mixes and geographies. For the decision at hand, a borrower can apply $247,200 and $539,400 to decide which assumptions need local replacement first, then compare actual properties and current financing disclosures on the same basis.