Affordability evidence
Springdale, AR home values, income, and owner costs
A borrower-focused reading of the latest ACS value, income, and owner-cost evidence for Springdale, AR.
Source: U.S. Census Bureau
Last updated . Article facts reviewed through this date. Time-sensitive figures show their own as-of dates.
Start with the dated local finding: In Springdale, AR, the 2024 ACS reports a median owner-occupied home value of $261,800, median household income of $69,787, and median selected monthly owner costs of $1,407 for owners with a mortgage. Together, those three reference points can help a borrower identify which search-price, income, and recurring-cost assumptions need current verification first. They remain separate medians, not the finances of one representative household, and the $1,407 measure combines recurring ownership expenses rather than real estate taxes alone. For borrower planning, a useful affordability review starts with $261,800, $69,787, and $1,407, then replaces them with the borrower's documented income, cash, debts, property taxes, insurance, association charges, loan terms, and intended occupancy.
Springdale, AR's $261,800 median home-value estimate is above the statewide $188,000 estimate, with a reported city-to-state gap of 39.3%. That 39.3% gap is useful for showing that a statewide midpoint may be a poor substitute for a local search range in Springdale, AR.