Affordability evidence
Tyler, TX home values, income, and owner costs
A borrower-focused reading of the latest ACS value, income, and owner-cost evidence for Tyler, TX.
Source: U.S. Census Bureau
Last updated . Article facts reviewed through this date. Time-sensitive figures show their own as-of dates.
Start with the dated local finding: In Tyler, TX, the 2024 ACS reports a median owner-occupied home value of $235,300, median household income of $67,486, and median selected monthly owner costs of $1,743 for owners with a mortgage. Together, those three reference points may help a borrower identify which search-price, income, and recurring-cost assumptions need current verification first. They remain separate medians, not the finances of one representative household, and the $1,743 measure combines recurring ownership expenses instead of real estate taxes alone. For borrower planning, a useful affordability review starts with $235,300, $67,486, and $1,743, then replaces them with the borrower's documented income, cash, debts, property taxes, insurance, association charges, loan terms, and intended occupancy.
Tyler, TX's $235,300 median home-value estimate is below the statewide $283,800 estimate, with a reported city-to-state gap of 17.1%. That 17.1% gap is useful for showing that a statewide midpoint may be a poor substitute for a local search range in Tyler, TX.